Li Hui Fen, and Benjamin Chan Yin Fah. “A Student’s Intentions to Replace Off-Line Payment With Continuous Education College’s Financial Management Information System Application, China”. International Journal of Management, Accounting, Governance and Education 2, no. 2 (December 31, 2022): 27–33. Accessed October 29, 2026. https://ojs.unirazak.edu.my/index.php/image/article/view/26.