Gow Celia Devi Krishnan, and Barjoyai Bardai. “The Mediating Role of Covid-19 Environment on Portfolio Allocation Decision. A Case Study in Malaysia”. International Journal of Management, Accounting, Governance and Education , vol. 2, no. 2, Dec. 2022, pp. 12-26, https://ojs.unirazak.edu.my/index.php/image/article/view/25.